ࡱ>  \pJSS Ba==K$8X@"1%Helv1%Geneva1%Geneva1%Geneva1%Geneva1%Helv1%Helv1%Helv1%Helv1%Helv"$"#,##0;\-"$"#,##0"$"#,##0;[Red]\-"$"#,##0"$"#,##0.00;\-"$"#,##0.00#"$"#,##0.00;[Red]\-"$"#,##0.005*0_-"$"* #,##0_-;\-"$"* #,##0_-;_-"$"* "-"_-;_-@_-,)'_-* #,##0_-;\-* #,##0_-;_-* "-"_-;_-@_-=,8_-"$"* #,##0.00_-;\-"$"* #,##0.00_-;_-"$"* "-"??_-;_-@_-4+/_-* #,##0.00_-;\-* #,##0.00_-;_-* "-"??_-;_-@_-"$"#,##0_);\("$"#,##0\)!"$"#,##0_);[Red]\("$"#,##0\)""$"#,##0.00_);\("$"#,##0.00\)'""$"#,##0.00_);[Red]\("$"#,##0.00\)72_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"_);_(@_).)_(* #,##0_);_(* \(#,##0\);_(* "-"_);_(@_)?:_("$"* #,##0.00_);_("$"* \(#,##0.00\);_("$"* "-"??_);_(@_)61_(* #,##0.00_);_(* \(#,##0.00\);_(* "-"??_);_(@_) 000\ 000\ 000 0.0\ \  #\ ##0 #\ ##0\(\a\) #\ ##0\a #\ ##0\ \a 0.0\  0.00\ \ 0.0 0.00\                 ( &     ,@ "4               ! ! ! !  !  ! "  " "  !  " #8@  $ #  # #  " "<@ " #    !  #  (@ "<@ !8@ !  #     ,@  $ " "4   "4 "4 !4  " !4 !0 "0  # #  # ! ! !4 "  8 ``i̜̙3f3333f3ffff333ff333f33f33BBB\` D3.21b=  ;L8k 3.21b Interest Rates of Banks(a)Deposit Passbook accounts (b)'Transaction and investment accounts (d) Housing loans endrate- Small Large Less than$2 000 to less$10 000Maxi-June maximum (c) balances$2 000 than $10 000and overmum (e) Actual (f)per cent per annumn.a. . . 5.25/5.75 4.75/5.254.75/5.5 5.00/5.75 5.50/6.25 6.25/8.25 6.25/7.75 7.25/9.50 8.75/11.50 9.25/10.50. . 10.00/14.50 10.00/14.00 8.00/11.50 8.50/8.75 9.00/10.00 11.00/15.50 7.00/8.50 10.00/13.00 5.00/5.50 5.75/6.75 6.75/8.50 3.00/4.00 4.00/5.25 2.00/2.25 2.25/2.75 2.75/4.00 1.25/1.50 1.25/2.50 2.50/3.75 1.15/1.75 1.25/2.75 2.75/4.50Data prior to December 1989 refers to institutions classified as savings banks to that time (when the formal distinction from trading banks wasremoved). Comparability over time of some series is affected by changing nature of, and conditions attaching to, different accounts.(b)Formerly kown as "ordinary accounts". Up to March 1974 there were limits on the amount of deposit balances bearing interest. Up to 1990 rates shown are the predominant rate offered. Following the introduction of a wider range of tiered account structures, rates shown from 1991 are mid-points of the range of rates offered by the major banks, and, small deposit balances are defined as balances less than $5,000.(c)Controls imposed on savings bank deposit rates cannot be summarised by a single series until 1969 when a single maximum interest was7applied. The maximum rate was removed in December 1980.(d)Prior to December 1988, data in the $2 000 to $10 000 column shows the predominant rate offered on statement accounts by savings banks.Prior to April 1986, data in the over $10 000 column shows the predominant rate offered on investment accounts by savings banks, from dthen to December 1988 shows the range of rates offered. From 1996 shows average rate of major banks.(e)The interest rate ceiling on new loans was discontinued in April 1986. At that time it covered loans for owner-occupation up to $100 000.(f)Prior to April 1970, the rates shown are the range of rates predominantly charged. From April 1970, the rates are the standard range of rates on new loans. From October 1973 to February 1976 these rates include some housing loans not covered by the interest rate ceiling.Sources:?"Press Release", Reserve Bank of Australia, Sydney, occasional.6"Reserve Bank of Australia Bulletin", Sydney, monthly.\ "Statistical Bulletin Financial Supplement", Reserve Bank of Australia, Sydney, occasional.e"Reserve Bank of Australia, Functions and Operations", Reserve Bank of Australia, Sydney, occasional.Updated 23 September 19971950195119521953195419551956195719581959196019611962196319641965196619671968196919701971197219731974197519761977197819791980198119821983198419851986198719881989199019911992199319941995199619976 (cK!9 sI    S) a cc  U!>W_  dMbP?_*+%"&LReserve Bank of Australia&R&F&M&d2?'(M&d2?)M\\PRNMAN3\PCWWIMO1- HPLJ 4050N? 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"m "7,~ "2"@ "24~ "M@ "2'~ " M@ " 24 " '" 4 "'"'~ "' @"4~ "2%@"' "'" #n #7,~ #2"@ #24~ #M@ #2'~ # M@ # 24 # '# 4 #'#'~ #'@#4~ #2$@#'~ #'"@ $o $7,~ $2"@ $24~ $M@ $2'~ $ M@ $ 24 $ '$ 4 $'$'~ $'@$4~ $2#@$'~ $'#@ %p %7,~ %2"@ %24~ %M@ %2'~ % M@ % 24 % '% 4~ %'@%'~ %' @%4~ %2$@%'~ %'$@ &q &7, &2# &24~ &M@ &2'~ & M@ & 24 & '& 4~ &' @&'~ &'$@&4~ &2'@&'~ &''@ 'r '7, '2# '24~ 'M@ '2'~ ' M@ ' 24 ' '' 4~ ''&@''~ '')@'4~ '2+@''~ ''+@ (s (7, (2# (24~ (M@ (2'~ ( M@ ( 24 ( '( 4~ ('&@('~ ('&@(4~ (2+@('~ (')@ )t )7, )2# )24~ )M@ )2'~ ) M@ ) 24 ) ') 4~ )'$@)'~ )'#@)4~ )2+@)'~ )''@ *u *7, *2# *24~ *M@ *2'~ * M@ * 24 * '* 4~ *'$@*'~ *'$@*4~ *2+@*'~ *'(@ +v +7, +2# +24~ +M@ +2'~ + M@ + 24 + '+ 4~ +'(@+' +'$+4 +.#+'~ +'/@ ,w ,7, ,2# ,24~ ,M@ ,2'~ , M@ , 24 , ', 4~ ,''@,' ,'%,4 ,.#,'~ ,'/@ -x -7, -2# -24~ -M@ -2'~ - M@ - 24 - '- 4~ -H!@-' -H&-4 -.#-'~ -'+@ .y .7, .2# .24~ .M@ .2'~ . M@ . 24 . ''. 4 .'(.' .').4 ..#.'~ .'1@ /z /7, /2# /24~ /N@ /LH~ / N@ / L4 / '*/ 4 /'(/' /'+/4 /.#/'~ /'0@ 0{ 07, 02# 024~ 0M@ 02'~ 0 Mp@ 0 24 0 ',0 4 0'-0' 0'.04 0.#0'~ 0'*@ 1| 17, 12# 124~ 1M@u@ 12'~ 1 M`x@ 1 24 ~ 1 '@1 4 1'/1' 1'014 1.#1'~ 1'%@ 2} 27, 22# 224~ 2Mn@ 22'~ 2 M@ 2 24 2 '12 4 2'22' 2'324 2.#2'~ 2'#@ 3~ 37, 32# 324~ 3Md@ 32'~ 3 Mj@ 3 24 3 '43 4 3'53' 3'634 3.#3'~ 3'!@ 4 47, 42# 424~ 4M`c@ 42'~ 4 M@j@ 4 24 4 '74 4 4'84' 4'944 4.#4'~ 4'%@ 5 57, 52# 524~ 5M? 52'~ 5 M@ 5 24 ~ 5 R@`@5 S~ 5Rd@5R~ 5Rv@54 5.#5'~ 5'#@ 6 67, 62# 624 6M 62' 6 M 6 24 ~ 6 R4@6 S~ 6R>@6R~ 6Ra@64 6.#6'~ 6'@27!,,444'''<<4441'44''4428:**999@@099929!,,444'''<<4441'44''44 :" :":,:-)))DD/)));" ;";,;-)))DD/))) <"< <=,<-)))DD/)))=" =>,=-)))DD/)))>" >?,>-)))DD/))) ?"@ ?"A,?-)))DD/)))Dl666LHLHH@@A@B@C@D@E@F@G@H@I@J@K@L@M@NO@P@Q@R@S@T@@" @"B,@-##)DD/))) A"C AD,A-##)DD/)))B" BE,B-##)DD/)))C" CF,C-##)DD/))) D"G DH,D-)))DD/))) E"I E"J,E-)))DDD)))F" F"K,F-)))DD()))0G""-)))DD/))) HL H- HM(H)))DD/))) I"- IN(I)))DD/))) J"- JO(J)))DD/))) K""- KP(K)))DD/))) LQ.L-)))DD/)))0M>>>0N>>>0O>>>0P>>>0Q>>>0R>>>0S!444444<<444<4444440T!444444<<444<444444.HLHHLLH4VJJJ@4444444>@ 7 \pJSS [Bb3.21b$ ;L=K$8X@"1%Helv1%Geneva1%Geneva1%Geneva1%Geneva1%Helv1%Helv1%Helv1%Helv1%Helv"$"#,##0;\-"$"#,##0"$"#,##0;[Red]\-"$"#,##0"$"#,##0.00;\-"$"#,##0.00!"$"#,##0.00;[Red]\-"$"#,##0.003*0_-"$"* #,##0_-;\-"$"* #,##0_-;_-"$"* "-"_-;_-@_-*)'_-* #,##0_-;\-* #,##0_-;_-* "-"_-;_-@_-;,8_-"$"* #,##0.00_-;\-"$"* #,##0.00_-;_-"$"* "-"??_-;_-@_-2+/_-* #,##0.00_-;\-* #,##0.00_-;_-* "-"??_-;_-@_-"$"#,##0_);\("$"#,##0\)"$"#,##0_);[Red]\("$"#,##0\) "$"#,##0.00_);\("$"#,##0.00\)%""$"#,##0.00_);[Red]\("$"#,##0.00\)52_("$"* #,##0_);_("$"* \(#,##0\);_("$"* "-"_);_(@_),)_(* #,##0_);_(* \(#,##0\);_(* "-"_);_(@_)=:_("$"* #,##0.00_);_("$"* \(#,##0.00\);_("$"* "-"??_);_(@_)41_(* #,##0.00_);_(* \(#,##0.00\);_(* "-"??_);_(@_) 000\ 000\ 000 0.0\ \  #\ ##0 #\ ##0\(\a\) #\ ##0\a #\ ##0\ \a0.0\  0.00\ \ 0.0 0.00\                 ( &     , @"4 @              ! ! ! !  !  ! "  " "  !  " #8 @ $ @#  # #  " "< @" #  @ !  #  ( @"< @!8 @!  #     , @ $ @" "4 @  "4 "4 !4  " !4 @!0 @"0 @ # #  # ! ! !4 @"  8 ``i̜̙3f3333f3ffff333ff333f33f33BBB 8 3.21b  U1O[  dMbP?_*+%= &LReserve Bank of Australia&R&F&M&d2?'(M&d2?)MV\\PRNMAN3\PCWWIMO1- HPLJ 4050N? A4` 0{0|6 0THP LaserJet 4050 Series PCL 6/\ ƣQp1 Pd2C␡*ach@d5`1^ bȼ*`  iDrV6K#8Tm`3 T',R!pz]6SOc:RQWR5RbJUeVFCiR5z1h883[oڥLQG|)ةh{1SLbq0+JTr6F[MvO]~r6o+W5bF6c_QΌ1\w;ܖs7GCx L"8mbf; ZQj %5ouYtю 5}QF UKWvؘ 9nAw)pRfm:_9`"FidiV\4DRP6QWzSmubINNNɠ1* WuDYюw^ySÅ}{fIO wu0w`dzST}݃T}Zٹ\E)@7z vj '`aDc'Vkj9\![t 2ƂǦ^-ȴ5.ۘBJ۞;Zw}Ëv"Ժ Nw03qu՗~ ,IN9$|/UZ3o< @?@ 1975 7,~ 2"@ 24~ M@ 2'~ M@ 24  '. .  4 '. .  '~ ' @ 4~ 2$@ ' ' 8.75/11.50 !1976 !7,~ !2"@ !24~ !M@ !2'~ ! M@ ! 24  ! '. . ! 4 !'. . !'~ !' @!4~ !2%@!'!' 9.25/10.50 "1977 "7,~ "2"@ "24~ "M@ "2'~ " M@ " 24  " '. . " 4 "'. . "'~ "' @"4~ "2%@"'"' 9.25/10.50 #1978 #7,~ #2"@ #24~ #M@ #2'~ # M@ # 24  # '. . # 4 #'. . #'~ #'@#4~ #2$@#'~ #'"@ $1979 $7,~ $2"@ $24~ $M@ $2'~ $ M@ $ 24  $ '. . $ 4 $'. . $'~ $'@$4~ $2#@$'~ $'#@ %1980 %7,~ %2"@ %24~ %M@ %2'~ % M@ % 24  % '. . % 4~ %'@%'~ %' @%4~ %2$@%'~ %'$@ &1981 &7,&2. . &24~ &M@ &2'~ & M@ & 24  & '. . & 4~ &' @&'~ &'$@&4~ &2'@&'~ &''@ '1982 '7,'2. . '24~ 'M@ '2'~ ' M@ ' 24  ' '. . ' 4~ ''&@''~ '')@'4~ '2+@''~ ''+@ (1983 (7,(2. . (24~ (M@ (2'~ ( M@ ( 24  ( '. . ( 4~ ('&@('~ ('&@(4~ (2+@('~ (')@ )1984 )7,)2. . )24~ )M@ )2'~ ) M@ ) 24  ) '. . ) 4~ )'$@)'~ )'#@)4~ )2+@)'~ )''@ *1985 *7,*2. . *24~ *M@ *2'~ * M@ * 24  * '. . * 4~ *'$@*'~ *'$@*4~ *2+@*'~ *'(@ +1986 +7,+2. . +24~ +M@ +2'~ + M@ + 24  + '. . + 4~ +'(@+'+' 10.00/14.50+4+.. . +'~ +'/@ ,1987 ,7,,2. . ,24~ ,M@ ,2'~ , M@ , 24  , '. . , 4~ ,''@,',' 10.00/14.00,4,.. . ,'~ ,'/@ -1988 -7,-2. . -24~ -M@ -2'~ - M@ - 24  - '. . - 4~ -H!@-'-H 8.00/11.50-4-.. . -'~ -'+@ .1989 .7,.2. . .24~ .M@ .2'~ . M@ . 24 . ' 8.50/8.75. 4.' 9.00/10.00.'.' 11.00/15.50.4... . .'~ .'1@ /1990 /7,/2. . /24~ /N@ /LH~ / N@ / L4 / ' 7.00/8.50/ 4/' 9.00/10.00/'/' 10.00/13.00/4/.. . /'~ /'0@ 01991 07,02. . 024~ 0M@ 02'~ 0 Mp@ 0 24 0 ' 5.00/5.500 40' 5.75/6.750'0' 6.75/8.50040.. . 0'~ 0'*@ 11992 17,12. . 124~ 1M@u@ 12'~ 1 M`x@ 1 24 ~ 1 '@1 41' 3.00/4.001'1' 4.00/5.25141.. . 1'~ 1'%@ 21993 27,22. . 224~ 2Mn@ 22'~ 2 M@ 2 24 2 ' 2.00/2.252 42' 2.25/2.752'2' 2.75/4.00242.. . 2'~ 2'#@ 31994 37,32. . 324~ 3Md@ 32'~ 3 Mj@ 3 24 3 ' 1.25/1.503 43' 1.25/2.503'3' 2.50/3.75343.. . 3'~ 3'!@ 41995 47,42. . 424~ 4M`c@ 42'~ 4 M@j@ 4 24 4 ' 1.15/1.754 44' 1.25/2.754'4' 2.75/4.50444.. . 4'~ 4'%@ 51996 57,52. . 524~ 5M? 52'~ 5 M@ 5 24 ~ 5 R@`@5 S~ 5Rd@5R~ 5Rv@545.. . 5'~ 5'#@ 61997 67,62. . 624 6M. . 62' 6 M. . 6 24 ~ 6 R4@6 S~ 6R>@6R~ 6Ra@646.. . 6'~ 6'@27!,,444'''<<4441'44''4428:**999@@099929!,,444'''<<4441'44''44 :"(a):"Data prior to December 1989 refers to institutions classified as savings banks to that time (when the formal distinction from trading banks was,:-)))DD/)));";"removed). Comparability over time of some series is affected by changing nature of, and conditions attaching to, different accounts.,;-)))DD/))) <"(b)<Formerly kown as "ordinary accounts". Up to March 1974 there were limits on the amount of deposit balances bearing interest. Up to 1990 ,<-)))DD/)))="=rates shown are the predominant rate offered. Following the introduction of a wider range of tiered account structures, rates shown from 1991 ,=-)))DD/)))>">are mid-points of the range of rates offered by the major banks, and, small deposit balances are defined as balances less than $5,000.,>-)))DD/))) ?"(c)?"Controls imposed on savings bank deposit rates cannot be summarised by a single series until 1969 when a single maximum interest was,?-)))DD/)))Dl666@@A@B@C@D@E@F@G@H@I@J@K@L@M@NO@P@Q@R@S@T@@"?@"7applied. The maximum rate was removed in December 1980.,@-##)DD/))) A"(d)APrior to December 1988, data in the $2 000 to $10 000 column shows the predominant rate offered on statement accounts by savings banks.,A-##)DD/)))B"BPrior to April 1986, data in the over $10 000 column shows the predominant rate offered on investment accounts by savings banks, from ,B-##)DD/)))C"lCdthen to December 1988 shows the range of rates offered. From 1996 shows average rate of major banks.,C-##)DD/))) D"(e)DThe interest rate ceiling on new loans was discontinued in April 1986. At that time it covered loans for owner-occupation up to $100 000.,D-)))DD/))) E"(f)E"Prior to April 1970, the rates shown are the range of rates predominantly charged. From April 1970, the rates are the standard range of rates ,E-)))DDD)))F"F"on new loans. From October 1973 to February 1976 these rates include some housing loans not covered by the interest rate ceiling.,F-)))DD()))0G""-)))DD/)))HSources: H-GH?"Press Release", Reserve Bank of Australia, Sydney, occasional.(H)))DD/))) I"->I6"Reserve Bank of Australia Bulletin", Sydney, monthly.(I)))DD/))) J"-dJ\ "Statistical Bulletin Financial Supplement", Reserve Bank of Australia, Sydney, occasional.(J)))DD/))) K""-mKe"Reserve Bank of Australia, Functions and Operations", Reserve Bank of Australia, Sydney, occasional.(K)))DD/)))!LUpdated 23 September 1997.L-)))DD/)))0M>>>0N>>>0O>>>0P>>>0Q>>>0R>>>0S!444444<<444<4444440T!444444<<444<444444.p }4~W4444444=K$8X> " Oh+'02HPh t Economic GroupJSS@l@P@X/PGN20  4  2  '' ' 1~}h- ~}h ~}h-- @ !-##- @ !#-++- @ !+-,,- @ !,->>- @ !>-LL- @ !L-\\- @ !\-pp- @ !p-- @ !-- @ !-- @ !-- @ !-- @ !-- @ !-1- @ !0---- @ !--DD- @ !D-RR- @ !R-- @ !-- @ !-- @ !-- @ !-- @ !-- @ !-- @ !-$$- @ !$-00- @ !0-  @ !- ~}h-- @ !-- @ !-"Helv-  2  1 2  $+2 2 1 4 2 ? 5 2 O 6 2 c 7 2 w 8 2 92 102 112 12 2 13 2 !A 2 6B 2 HC 2 lD 2 E 2 F 2 G 2 H 2 I 2 J 2 K 2 (L"System8-'- 1-  -qq!- @ !q-rr - @ !r-ss- @ !s-tt- @ !t-uu- @ !u---!- @ !- - @ !-- @ !-- @ !-- @ !---!- @ !- - @ !-- @ !-- @ !-- @ !---!- @ !- - @ !-- @ !-- @ !-- @ !---!- @ !- - @ !-- @ !-- @ !-- @ !---!- @ !- - @ !-- @ !-- @ !-- @ !---!- @ !- - @ !-- @ !-- @ !-- @ !-"Helv- 42 3.21b Interest Rates of Banks         -2 1^Deposit*2 1 Passbook accounts (b) 2 ? end2 ?erate-i2 ? Small2 ? Large 2 OJune2 OU maximum (c)2 O balances2 O balances 2 w19502 wrn.a.  2 w2.00 2 w1.00-'- 1  2 19512 rn.a.  2 2.00 2 1.00-'- 1-'- 1  2 19522 rn.a.  2 2.00 2 1.00-'- 1-'- 1  2 19532 rn.a.  2 2.25 2 1.25-'- 1-'- 1  2 19542 rn.a.  2 2.25 2 1.25-'- 1  2 19552 rn.a.  2 2.50 2 1.25-'- 1-  -- @ !-- @ !-- @ !-- @ !-$$- @ !$-00- @ !0-+- @ !--+-- @ !--D+D- @ !D-R+R- @ !R-+- @ !-+- @ !-+- @ !-$+- @ !$-$+- @ !$-$+- @ !$-$+- @ !$-$$+$- @ !$$-$0+0- @ !$0->>- @ !>-,>- @ !,-,-- @ !,-,-- @ !,-,-- @ !,-,-- @ !,-  ->>%- @ !>-  -,$>$- @ !,$->%>0- @ ! >%-,0>0- @ !,0-,-?-- @ !,--\\R- @ !7\-,R\R- @ !0,R-,M- @ !!,-  -\R\- @ !F\R-  -,\- @ !0,-\\- @ ! \-?\- @ !?-?M- @ !?-  -\\- @ !<\-  -?\- @ !?-\\- @ ! \-?\- @ !?-?M- @ !?-  -\\%- @ !;\-  -?$\$- @ !?$-\%\0- @ ! \%-?0\0- @ !?0-]-q-- @ !]--,- @ !,---- @ !--,DD- @ !,D-]RR- @ !q]R-]- @ !q]-]- @ !q]-]- @ !q]-]- @ !q]-]- @ !q]-]- @ !q]-]- @ !q]-]$$- @ !q]$-]00- @ !q]0-2- @ !-##2- @ !#-  -++2- @ !+-,,2- @ !,->0>2- @ !>0-  -LL2- @ !L-  -\0\2- @ !\0-  -pp2- @ !p-2- @ !-2- @ !-2- @ !-2- @ !-2- @ !-2- @ !--'- 1-'- 1-   -1- @ !1-- @ !-'՜.+,00 8@ H q 3.21b'3.21b'!Print_Area  Worksheets Named Ranges  !"#$%&'()*+,-./123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^`abcdefghijklmnopqrstuvwxz{|}~Root EntryFoi/PBook 0\Workbook_SummaryInformation(_(3DocumentSummaryInformation8y